The First Republic Bank Site from which you are accessing this Cookie Notice uses cookies. Cookies are pieces of data stored on your device. Browser cookies are assigned by a web server to the browser on your device. When you return to a site you have visited before, your browser gives this data back to the server. Mobile applications may also use cookies. This Notice gives more information about cookies, particularly why we use them on our Sites. It also guides you how to manage the cookies that are stored on your device.

We want you to understand how we use cookies and why.

We use cookies to do lots of different tasks, like letting you navigate between pages more efficiently, remembering your preferences and generally improving your experience while on our Sites. We deploy these technologies when you visit our Sites to offer an online experience more suited to the device you use and to detect and prevent fraud, thereby keeping you secure. When you visit our Sites from any device (PC, tablet or mobile phone), we collect information about the device or browser you use, including the device type, its operating system, its display resolution and its Internet Protocol (IP) address. We also collect information on the way you interact with our Sites. It is possible that you may not be able to initiate or complete some tasks in our Sites if cookies or similar technologies are disabled on your device.

Protecting your privacy, keeping your trust and maintaining the security of your data are critical considerations when we use technology.

We use cookies for purposes such as maintaining continuity during an online session and anti-fraud and information security purposes.

Cookies are widely used to make websites work, or work more efficiently, as well as to provide information to the owners of the site. At First Republic, we take data protection very seriously and are committed to continuing to comply with data protection laws. To the extent that personal data is collected using cookies or similar tracking technologies, we will treat it in accordance with our Privacy Policy.

We categorize the cookies used on our Sites as Strictly Necessary.

Strictly Necessary cookies

These cookies are necessary for the website to function and cannot be switched off in our systems. They are usually only set in response to actions made by you which amount to a request for services, such as setting your privacy preferences, logging in or filling in forms. You can set your browser to block or alert you about these cookies, but some parts of the site will not work properly if your browser blocks these cookies. These cookies do not store any personal information.

If you would like more information about how to opt out of the use of cookies in desktop and mobile browsers on the particular device on which you are accessing this Cookie Notice, please visit:

U.S.: optout.aboutads.infooptout.networkadvertising.org

You may download the AppChoices app at www.aboutads.info/appchoices to opt out in mobile apps.

Information about the procedure to enable or disable cookies across all sites may be found on your Internet browser provider's website via your help screen. Please refer to www.allaboutcookies.org/manage-cookies/index.html for information on commonly used browsers. Please be aware that, if cookies are disabled in your browser, not all features of the Sites may operate as intended.

Additionally, we have set out some examples of how you can delete cookies that have already been placed on your device:

To find information relating to other browsers, visit the browser developer’s website. Please be aware that if cookies are disabled, not all features of the website may operate as intended.

No. Cookies are small pieces of text. They are not computer programs, and they cannot be executed as a code. All modern versions of popular web browsers allow users to set their own limitations to the number of cookies saved on their devices.

Cookies are stored on each of the user’s device. They cannot access the hard drive, so they cannot read other information saved on the hard drive. They only contain and transfer to the server as much information as the users themselves have disclosed to the website.

If you have enabled privacy controls on your browser (such as a plug-in), we must take that as a valid request to opt out. Therefore, we would not be able to track your activity through the web. This may affect our ability to personalize ads according to your preferences.

We only run Strictly Necessary cookies. While you may be able to set your browser to reject all browser cookies if you choose to reject all browser cookies, you will not be able to access your accounts online with First Republic since Strictly Necessary cookies are required to do so. Therefore, if you set your browser options to disallow all cookies, you will limit the functionality we can provide when you visit our Site. The latest versions of internet browsers provide cookie management tools, such as the ability to delete or reject cookies or only retain cookies for a specific browsing session. We recommend that you refer to information supplied by browser providers for more specific information, including how to use these tools.

Cookies is a term also used to describe other locally stored objects, such as cookies stored in an Adobe folder on your device. These cookies will not be deleted when you clear cookies from your browser. We may use this technology for purposes such as information security and fraud prevention. We do not use this technology for online behavioral advertising purposes. Please refer to information provided by Adobe for information on how to disable and control Flash objects. If you choose those options, you may limit the functionality we can provide when you visit our Site.

We may also use additional technologies such as pixel tags, web beacons and clear GIFs, and may permit our third-party service providers to use these technologies. We use these technologies for purposes such as measuring the effectiveness of our advertisements or other communications, determining viewing and response rates, and determining which offers to present to you on our own or on third-party sites.

In addition to the uses described above, we use information for purposes as allowed by law such as: servicing; communicating with you; improving our Site, products or services; legal compliance; risk control; information security; anti-fraud purposes; marketing or personalizing the presentation of our products and services to you; or tracking email access or website usage, such as the number of clicks, pages visited and the length of user sessions in order to evaluate the usefulness of our Sites.

We may share information with service providers with whom we work, such as data processors and companies that help us market products and services to you. When permitted or required by law, we may share information with additional third parties for purposes including response to legal process. Please see our Privacy Policy for more information on how we may share information with affiliates and third parties.

Our Sites are not directed to children under the age of 13, and we do not knowingly collect personal information from such children.

If we make updates to this Notice, we will update the Notice with the changes and revise the “date of most recent update” posted at the top of this Notice. Any updates to the Notice become effective when we post the updates on the Site. To the extent permitted by applicable law, your use of the Site following the update to the Notice means that you accept the updated Notice.